VSP (Vision Service Plan)
VSP, also known as Vision Service Plan, is the largest vision insurance provider in the United States. We are in-network VSP providers at Portland Eye Care. This means that when you use your VSP benefits at our office we will be able to file all the necessary information for you electronically and you won’t have to fill out any extra forms to get reimbursed as would be required at an out-of-network provider. At the time of your appointment, you will only be responsible for your copay for your eye exam and any amount over your allowance if you choose to purchase eyeglasses or contact lenses. In-network copays for eye exams with this insurance are generally zero to $15 and there is usually an allowance for for contact lens fittings as well as eyeglasses and contact lens materials, though the exact amount depends on your specific insurance plan. Some VSP vision plans will have a separate copay for the contact lens fitting portion of your exam, while others will have a combined allowance for the contact lens fitting as well as the contact lenses themselves. Some plans also include a medically necessary contact lens benefit, that covers specialty contact lenses for patients with high prescriptions, corneal disease, or other qualifying reasons.
When you schedule your appointment. Be sure to let us know that you have VSP insurance. Because there are many different VSP insurance plans, some of which can have somewhat complex formulas for calculating your benefits, it helps if we can check your VSP insurance benefits for you prior to your arrival. The VSP insurance authorization website for providers will ask us for the full name of the plan subscriber, their date of birth, and the last four digits of their social security number, so be sure to give this to us when you schedule your appointment on the phone, or you can type it into our secure online patient registration form online before your exam. Getting this information to us prior to your appointment allows us to let you know your copays and allowances for contact lenses and eyeglasses before your exam so you can make the most of your benefits.